Commerce career pathway- What to do after 12th commerce?


Are you in Grade 12 or just cleared your 12th exams and are confused about what career path to choose? This is a common confusion several students go through during and after their Class 12. This is especially true for commerce students as they have several career paths and streams constantly developing in the field of Commerce. The good news is that there is no need to stress. With just a little guidance, you will be able to find a course that is not only good for your career but is also something that interests you. Commerce has a lot of opportunities and scope.
Here, we have enlisted the most popular courses recently in the Commerce stream that will open doors to some great opportunities in your future. So stop worrying about what to do after 12th Commerce and read along!

Professional Courses after 12th Commerce

Times have changed, and not everyone wants to become a doctor or an engineer. Commerce is a wide-ranging field with several opportunities in India and abroad. Even those students who had taken Commerce without Maths in 12th grade have millions of commerce courses after 12th without maths with attractive opportunities. If you are one of those students who still have no idea about what to do after 12th Commerce when all your friends have already decided on their careers, then do not worry. You still have time to decide, and you can make some smart decisions.
Mentioned below are a few courses that have recently gained a lot of popularity and are great career options with opportunities in some of the biggest companies around the world. All the important details for these courses are mentioned, and if you still have any doubts or are thinking of pursuing one of these courses, you can always turn to North Star Academy for help.


The US CMA (Certified Management Accountant) course is a great career option for students not sure about what to do after 12th Commerce. It is a course certification offered by IMA (Institute of Management Accountants) of the USA that is recognized worldwide. IMA is the globally renowned association of Accountants & Financial professionals. The US CMA course is a benchmark for management accountants and financial professionals that are recognized globally. The course opens the door to handsome opportunities internationally. The certification gives an edge to account professionals by giving them management training, and the combination of both is great for your career. The best part is that it is a short course of only 12-18 months.
The US CMA course is an amazing option to get recognized in accountancy companies. With the US CMA course, all your queries about what to do after 12th Commerce will be solved easily. Here is everything to know about the US CMA course:
Candidates who have complete 10+2 or PUC are eligible to enroll in the US CMA course. However, it is required that the candidate must obtain a graduate degree and two years of work experience within seven years of the date of passing the CMA exam.
The syllabus for the US CMA course consists of 2 parts.
Part 1 Financial Planning, Performance, and Analytics:
  • Section A: External financial reporting decisions
  • Section B: Planning, Budgeting, and Forecasting
  • Section C: Performance Management
  • Section D: Cost Management
  • Section E: Internal Controls
  • Section F: Technology and Analysis
Part 2 Strategic Financial Management
  • Section A: Financial Statement Analysis
  • Section B: Corporate Finance
  • Section C: Decision Analysis
  • Section D: Risk Management
  • Section E: Investment Decisions
  • Section F: Professional Ethics
The US CMA certification exam is conducted in different windows annually during January/February, May/June, and September/October. The program has various exam centers across the world, including Bengaluru, Chennai, Thiruvananthapuram, Hyderabad, Gurgaon, Kolkata, Singapore, Malaysia, Abu Dhabi, Dubai, Qatar, USA, etc. Examinations are conducted by an exam body called the Prometrics. The examination has 100 MCQ questions and 2 case study questions. The total number of marks is 500, and you will get a total of 4 hours (one hour for essay and three hours for MCQs)
Passing Criteria:
Students require 360 marks out of 500 to pass the test.


The Certified Public Accountant course is one of the most sought-after professional courses after 12th Commerce. Students who are confused about what to do after 12th Commerce can avail great career benefits from it. The certification is offered by the worlds largest accounting body, called the American Institute of CPAs. Candidates who pass this course can find work in top companies nationally and internationally with salaries higher than other accounting professionals by at least 40%-50%. If you are considering opting for the CPA certification course, here are all the essential details you need to know:
To appear for the CPA USA exam, the candidate must at least be a graduate. The eligibility criteria might differ from state to state. Some states also accept B.Com graduates with CA from ICAI. In general, students need 120 credits for the USA CMA exam and 150 credits for the CPA license. One year of college would generally mean 30 credits.
The CPA examination is divided into four sections, namely Auditing and Attestation (AUD), Business Environment and Concepts (BEC), Financial Accounting and Reporting (FAR), and Regulation (REG).
The syllabus of all four sections is as follows:
  • Auditing and Attestation (AUD)
I: Ethics, Professional Responsibilities, and General Principles- 15 25%
II: Assessing Risk and Developing a Planned Response- 25 35%
III: Performing Further Procedures and Obtaining Evidence- 30 40%
IV: Forming Conclusions and Reporting- 10 20%
  • Business Environment and Concepts (BEC)
I: Enterprise Risk Management, Internal Controls, and Business Processes- 20 30%
II: Economics- 15 25%
III: Financial Management- 10 20%
IV: Information Technology- 15 25%
V: Operations Management- 15 25%
  • Financial Accounting and Reporting (FAR)
I: Conceptual Framework, Standard-Setting, and Financial Reporting- 25 35%
II: Select Financial Statement Accounts- 30 40%
III: Select Transactions- 20 30%
IV: State and Local Governments- 5 15%
  • Regulation (REG)
I: Ethics, Professional Responsibilities, and Federal Tax Procedures- 10 20%
II: Business Law- 10 20%
III: Federal Taxation of Property Transactions- 12 22%
IV: Federal Taxation of Individuals- 15 25%
V: Federal Taxation of Entities- 28 38%
  • Auditing and Attestation (AUD): The duration for this section is 4 hours. It consists of 72 Multiple Choice Questions (MCQs) and 8 Task-Based Simulations (TBSs).
  • Business Environment and Concepts (BEC): The duration of this section is 4 hours. It consists of 62 Multiple Choice Questions (MCQs) and 4 Task-Based Simulations (TBSs) 3 written communication.
  • Financial Accounting and Reporting (FAR): the duration of this section is 4 hours. It consists of 66 Multiple Choice Questions (MCQs) and 8 Task-Based Simulations (TBSs).
  • Regulation (REG): the duration for this section is 4 hours. It consists of 76 Multiple Choice Questions (MCQs) and 8 Task-Based Simulations (TBSs).
Passing Criteria:
All four exams require at least 75% to pass,

CA (Chartered Accountant)

The Chartered Accountant course is another highly popular choice by commerce students after the 12th. Students who get confused about what to do after 12th Commerce must know that Chartered Accountants is a greatly sought-after course with high-paying opportunities. It is administered by the national body - The Institute of Chartered Accountants of India. Many students think that it is difficult to pass the CA course. However, with the correct strategy and smart study planning, you can become a certified CA. The CA course also opens doors to great opportunities in India and abroad.
The candidate should have cleared their 12th to apply for the CA foundation. There is no age limit, and they should have 50% aggregate marks.
CA Foundation
  • Principles and Practices of Accounting
  • Business Law & Business Correspondence and Reporting
  • Business Mathematics and Logical Reasoning & Statistics
  • Business Economics & Business and Commercial Knowledge
CA Inter Group 1:
  • Accounting
  • Corporate and Other Laws
  • Cost and Management Accounting
  • Taxation
CA Inter Group 2:
  • Advanced Accounting
  • Auditing & Assurance
  • Enterprise Information Systems & Strategic Management
  • Financial Management & Economics for Finance
CA Final
Group 1
  • Financial Reporting
  • Strategic Financial Management
  • Advanced Auditing and Professional Ethics
  • Corporate and Economic Laws
Group 2
  • Strategic Cost Management and Performance Evaluation
  • Any one of the below: (Optional paper)
  1. Risk Management
  2. Financial Services and Capital Markets
  3. Economic Laws
  4. International Taxation
  5. Global Financial Reporting Standards
  • Indirect Tax Laws
  • Direct Tax Laws and International Taxations
The CA exam is conducted by the Institute of Chartered Accountants of India. The exams are conducted in a computer-based mode twice a year in May and November. The exam has three levels; CA Foundation, CA Intermediate, and CA Final. Students get to clear all three examination levels in 5 years.
Passing Criteria:
The passing criteria for the CA exam in CA Foundation, Intermediate, and Final exams are 40%in each paper of a group and 50% in aggregate of all the papers of a group.


This is another course that will solve your queries about what to do after 12th Commerce. The certified accounting course by the Association of Chartered Certified Accountants (ACCA) institute is a highly attractive course that can offer a great boost for your career. This is one of the worlds leading accounting qualifications that is recognized globally and is an amazing option for aspiring finance professionals. The course equips the students with top-quality skills and knowledge in accounting.
ACCA is a great choice for people still thinking after 12th which course is best for the future as this certification has great scope.
Those who have graduated or are pursuing graduation can take the course. Students who have done SSC / 10th Via Foundation in Accountancy (FIA) route or HSC - English and Mathematics / Accounts subjects with 65% marks and an overall aggregate of 50% are also eligible to take the course.
There are three levels.

Foundation Level

F1: Accountant in Business (AB)
F2: Management Accounting (MA)
F3: Financial Accounting (FA)

Fundamentals Level

F4: Corporate and Business Law(LW)
F5: Performance Management(PM)
F6: Taxation (TX)
F7: Financial Reporting (FR)
F8: Audit and Assurance (AA)
F9: Financial Management (FM)

Professional Level

Compulsory subjects-

PI: Strategic Business Leader(SBL)
P2: Strategic Business Reporting(SBR)
Optional subjects-
P3: Advanced Financial Management (AFM)
P4: Advanced Performance Management (APM)
P5: Advanced Taxation (ATX)
P6: Advanced Audit and Assurance (AAA)
The ACCA syllabus has 13 papers, which are all divided into three levels. These three levels include Knowledge, Skills, and Professional.
Exams for all the levels are 100 marks each. The exam has questions in MCQ format as well as subjective questions. The Professional level will have four examinations, of which two will be from the compulsory subjects and two from any two optional subjects. The exam is 3 hours and 15 minutes long. Exams are conducted quarterly in ACCA-approved exam centers.
Passing Criteria:
The passing score for the exam is 50%.
All of the above-mentioned courses are great career choices for people who have taken Commerce with or without Maths. However, it is also true that students may still be confused about what to do after 12th Commerce and need some more guidance.
North Star Academy can help you get mentorship and counseling from some of the best educators in the field of Commerce if you are still confused about what to do after 12th Commerce.


1. What should I do after 12th Commerce for a high salary?

The options for Commerce students after Class 12 are wide-ranging. Some of the high-paying jobs for Commerce students include Chartered Accountant, Certified Public Accountant, Managing Accountants, Financial Analyst, Investment Banker, Company Secretary, Chartered Financial Assistant (CF), etc.
There are tons of courses that you can opt for to go for these jobs, like CMA, CA, ACCA, CPA, BCA, B.Sc in Economics, etc. So stop asking what to do after 12th Commerce and make a wise choice today by getting some expert advice.

2. Which commerce field has the highest salary?

If you are wondering after 12th which course is best for future in terms of high salary, then Accountancy and Finance are a couple of commerce fields that offer a high salary to its graduates both nationally and internationally. Jobs related to these fields like Chartered Accountants and Investment Bankers. Management Accountants, Financial Analysts, and Public Accountants all offer handsome packages and are highly sought after. Commerce has many options for students, so there is no need to be anxious about what to do after 12th Commerce. All the above-mentioned options are great choices for high-paying jobs.

3. Which course has more scope after the 12th?

In this day & age, there are a ton of career options for students in the Science, Commerce, and Arts fields. Tech, B.E, B.Sc, MBBS, and BDS have always been the top sought-after courses in the Science stream. As for Commerce, Accounting and Finance courses are a great choice.
Chartered Accountant, Certified Chartered Accountant, Certified Management Accountant, Certified Public Accountant, Bachelor of Commerce and Bachelor of Legislative Law, Bachelor of Management Studies, and Company Secretary are great career opportunities if you are wondering what to do after 12th Commerce.

4. Which courses are available for students from Commerce with Maths stream?

Students who had taken Commerce with Mathematics in class 12 need not worry about what to do after 12th Commerce as they have several options to choose from. The topmost options to go for are Bachelor of Commerce (B.Com) and Bachelor of Commerce (Hons.). Bachelor of Business Administration (BBA), BA Economics (Hons), B.Com Applied Economics, BBA LLB Chartered Accountancy, Certified Management Accountant (CMA), CPA, ACCA, etc.


So now that you have all the information about what to do after 12th Commerce choose the best course that suits your requirements. It is also possible that you have set your mind on a particular course but need some coaching or further guidance regarding it.
If you are looking for assistance to pursue your career in any of these courses, then NorthStar Academy, a registered training partner, is a perfect choice.
NSA offers the CMA USA, ACCA, CPA USA, and CA certification courses. Register today to take your career to new heights globally. Thousands of students have already enrolled with the NorthStar Academy and have successfully cleared these highly reputed courses with ease.
Moreover, NSA currently has 23+ ongoing batches in over 34 countries with an average passing rate of 83%. Moreover, With the help of well-organized courses, top mentors, and the most preferred study material, NSA is making a dream come true for its enrolled students. Whats more? NorthStar academy can help you get discounted prices for its courses.
So what are you waiting for? Learn at your own pace from anywhere in the world from industry experts. Contact us now! +918147470707
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